Air Asset Management
AIR Asset Management is an alternative investment manager offering a conservative investment that produces returns based on longevity. Their investment vehicle provides investor with exposure to 100’s of life insurance contracts which have been purchased from consumers who would otherwise have let their policy lapse and be worth nothing, or would have traded it in for less value to the life insurance company they work with. In many cases life insurance companies will offer just a small fraction of a cash buyout if you want to cash out your life insurance policy early, while firms called life settlement brokers will pay 25%-200% more for that same policy. This effectively allows people to get more money in their hands for medical treatment, travel, or long-term care expenses vs. needing to wait for death to receive that liquidity. This is a multi-billion dollar market, and has been around for over 15 years. helps those who otherwise would effectively be given a poor deal by insurance companies, and in many states insurance companies are being forced by law to inform their customers that a life settlement broker may be something they should consider using to get fair value for their police.
The founder of InvestorClub.com, Richard C. Wilson has met with the founder of AIR Asset Management, Richard Beleutz over 30 times in person due to AIR being a speaker and sponsor of Family Office Club events in the past. AIR has now grown to $331M of Assets Under Management as of November 1st, 2020, and typically provides investors with a 6.5-12% return. Most importantly, their returns are based on the average age of death across 100’s of these contracts they have purchased and not based on the stock market, interest rates, real estate, an operating business CEO or market being strong, etc. It is truly an alternative investment with some but little correlation to broader financial markets, and only a 1-year lock-up. You may have heard of other life settlement investment firms but they typically will want you to invest in just 4-12 policies at a single point in time, and will require 5-10 year lock-up periods. This is the only life settlement investment fund we have been able to source where your capital is illiquid for just 1 year, and you are getting vast diversification across 100’s of policies at the same time.